Quiet Charges
Keep the coffee you love. Check the charges you no longer choose.
Review forgotten renewals, duplicate services and extras you rarely use. Keep what earns its place.
Fictional example, not your result
A small review can still be useful.
- Unused appEUR9 monthly
- Second streaming service rarely usedEUR12 monthly
- Unused membershipEUR96 annual
EUR29 monthly equivalent to review · EUR348 over 12 months
These are recurring-cost equivalents at unchanged rates, not savings, a refund, or money in hand. Annual payment timing differs from monthly billing.
This is a manual review. There is no bank connection, and charge details stay in this browser tab. One charge is enough.
Step 1 of 4 · Find
Find one recurring charge
Open a statement, subscription list, or account settings. One charge is enough. Annual plans may appear in annual statements or subscription settings.
Optional category hints
Subscriptions and recurring add-ons
Streaming, apps, cloud storage, memberships, trials, and add-ons can be useful places to look.
Optional prompts
Step 2 of 4 · Choose
Keep, check details, or request a change?
Useful services can stay. Would you choose to pay for this again today?
Step 3 of 4 · Act
Take one small action
Mark only what actually happened. A request is not confirmation that billing stopped.
Your review
You made a clear next decision.
Billing stopped
Self-reported stopped billing
Still to decide
Possible future charges
Totals are monthly and annual equivalents of amounts you entered. They are not refunds, realized savings, or money in hand.
Continue with a simple system
Make the next money action easier to repeat.
One clear decision can make the next one easier. Money Momentum Core helps you build a practical routine.
Open Money Momentum Core · €37